Allstate Drivewise Program Review for 2026
Allstate Drivewise is a usage-based insurance program that uses tracked data (through either an app or plug-in device) to adjust insurance rates. Using your Allstate login, you can access Drivewise through the Allstate app. When the app (or plug-in device) is active, it tracks your driving speed, location, time of day, and braking. The safer you drive, the more you'll save on your Allstate rates; with a history of safe driving through Drivewise, you can save up to 40% on your rates.
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Licensed Insurance Agent
Travis Thompson has been a licensed insurance agent for nearly five years. After obtaining his life and health insurance licenses, he began working for Symmetry Financial Group as a State Licensed Field Underwriter. In this position, he learned the coverage options and limits surrounding mortgage protection. He advised clients on the coverage needed to protect them in the event of a death, critica...
Travis Thompson


Insurance and Finance Writer
Dorothea Hudson has been professionally writing in many spheres since 2013. She has written on entertainment, insurance, finance, travel, technology, AI, renewable energy, crypto, fundraising, and real estate for many websites. Her work has been published for British retailer Marks and Spencer, Kroger Magazine, the Vision Group, and more. Her passions include writing, music, running, travel, te...
Dorothea Hudson
Updated August 2024
- Allstate Drivewise, Allstate’s usage-based insurance program, can save you up to 40 percent on your insurance rates based on your driving habits
- You’ll get an initial 10 percent off of your Allstate insurance rates just for signing up
- Allstate tracks your speed, braking, and when and where you drive to determine your discount
If you’re looking for ways to save on your auto insurance rates, one option is to enroll in a usage-based insurance program. Some companies are entirely usage-based, while others offer programs to help you save.
Drivewise is Allstate’s usage-based insurance program. Is affordable Allstate Drivewise auto insurance available? How do you enroll? Do you need an Allstate insurance login? How much can you save? And is it worth it? Read this review to find out.
Before we get started on this Allstate Drivewise auto insurance review, why not use your ZIP code in our free tool to compare rates from insurance companies in your area?
How does Allstate Drivewise work, and where is it available?
Allstate Drivewise employs telematics technology via the Allstate app or a device installed in your vehicle to monitor your driving patterns. Your insurance rates are adjusted based on your driving safety. If you drive more safely, you can save more. However, it’s important to note that Drivewise can also raise your rates if your driving habits are deemed risky. The Allstate’s Drivewise app and Allstate device protection work together to track and manage these driving behaviors.
Drivewise isn’t offered in every state, so you’ll need to contact an Allstate insurance agent to determine if you can access Allstate Drivewise auto insurance in your area. Additionally, if you have concerns about Allstate Drivewise complaints, rewards, or speed limit tracking, discussing these with your agent can provide you with more detailed information.
So what exactly does Allstate Drivewise track? The app or device will track:
- Your driving speed
- When you drive
- Where you drive
- Your braking habits
However, according to the Insurance Information Institute (III), privacy concerns have resulted from the data that is tracked through usage-based insurance programs. In response, some states have started enacting laws that require companies like Allstate to specifically disclose information about tracking, how the data is used, etc.
If you consistently adhere to driving laws, practice safe driving habits, and avoid driving late at night, the Allstate Drivewise program could be a suitable choice for you. However, if you’re experiencing issues with the Allstate Drivewise app not working, or if you’re curious about the Allstate Drivewise discount and app reviews, these factors might also influence your decision.
How much can you save with Allstate Drivewise?
By enrolling in the Allstate Drivewise program, you might initially save 10 percent, with the potential to reduce your rates by up to 40 percent over time. This is possible through the use of the Allstate Drivewise device and managing your account via the Allstate Drivewise login.
Remember that you likely won’t find specific data on Allstate Drivewise auto insurance quotes or Allstate Drivewise auto insurance rates because the amount you save is based on your original insurance rates, how safely you drive, where you live, etc.
Is Allstate Drivewise worth it? Only you can decide while taking into consideration your rates, how much you’re looking to save, and whether you’re comfortable with the amount of information that is tracked through the app.
How do you enroll in Allstate Drivewise?
If you already have Allstate car insurance, simply download the Allstate mobile app. This app allows you to manage your policy, file claims, and more. Using your Allstate login, you can access the Drivewise program and begin using features like the Allstate Drivewise plug-in and monitor your Allstate Drivewise phone activity to get started.
If you’d rather not use the app, you can contact your insurance agent to initiate the process of sending you an Allstate car tracker. Once you receive the device, simply plug it in to start tracking. This configuration supports Allstate Drivewise with multiple drivers by tracking their individual driving habits.
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Allstate Drivewise: The Bottom Line
Allstate Drivewise monitors your driving habits through an app or a vehicle plug-in device to modify your insurance premiums. The safer your driving, the greater your potential savings. With Drivewise, you could save as much as 40 percent on your insurance rates. For more detailed insights, including potential issues with the Allstate Drivewise device or performance of the Allstate mileage tracker, refer to our Allstate review.
For more information on Allstate as a whole, take some time to read through our Allstate auto insurance review.
Now that you’ve read our Allstate Drivewise review, are you ready to find out how much car insurance could cost you where you live? Take a moment to enter your ZIP code in our free tool.
Frequently Asked Questions
What does Allstate Drivewise track?
Allstate Drivewise tracks various aspects of your driving behavior through a mobile app or a plug-in device. This includes your driving speed, location, time of day, and braking patterns. The data collected helps evaluate your driving habits and adjust your insurance rates accordingly.
What is Allstate Drivewise?
Allstate Drivewise is a usage-based insurance program offered by Allstate. It uses telematics technology to monitor and analyze your driving behavior, allowing you to potentially save on your insurance premiums based on how safely you drive.
How does Allstate Drivewise work?
Allstate Drivewise works by monitoring your driving behavior through either a smartphone app or a plug-in device installed in your vehicle. The program tracks your speed, location, and braking habits to assess your driving safety and adjust your insurance rates based on your performance.
How much can you save with Drivewise?
With Allstate Drivewise, you can potentially save up to 40% on your insurance premiums. Initial savings of around 10% are available just for signing up, with additional savings based on your driving behavior over time.
Is Allstate Drivewise worth it?
Whether Allstate Drivewise is worth it depends on your driving habits and how much you value potential savings. If you consistently drive safely and follow traffic laws, Drivewise can offer substantial discounts. However, the program’s effectiveness and benefits will vary based on individual driving behavior and insurance rates.
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